etc. stands for et cetera. 
Pronounced as : [et set-er-uh, se-truh]* 
*From dictionary.com 
NOT pronounced as 'ex' cetera (X). It should be et
It is a Latin word that means : and so on / and so forth / and others / and other things / and the rest  
et means 'and' in Latin.  
It is usually used when we have a list of things and we do not want to list them all out. 
For example : 
* Remember 
'and' CANNOT be used with etc. 
So you CANNOT say :  
My daughter is starting school next week so I need to buy her school uniform, books, pens and etc. (THIS IS WRONG).
This is because etc. already means 'and so on'  
so if you use it together, it becomes :




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